Reviewable, age costed, and level premiums – what’s the difference?
Understanding the difference between “reviewable”, “age costed”, and “level” or “guaranteed level” policies is key to deciding which is going to be the best for you.
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What Are The Steps To Make A Successful Insurance Claim?
Insurance can be something people barely think about, until the day they really need it to pay-out due to a major setback. That’s when understanding how to make an insurance claim can be vital.
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Understanding Health Insurance (& All Of The Benefits!)
SIMS financial services are a leading provider of critical illness cover in the UK. This blog aims to make understanding health insurance easier, by setting out to define private health insurance, explain the various types, and cover the benefits.
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Why should you review your insurance policies annually?
Shopping around for your insurance policies is a great way to save money, but the process doesn’t end there. Getting a good deal one year doesn’t mean that you will have a good deal forever, so it’s important to carry out an annual insurance policy review. Here are three reasons to conduct an annual review of policies and procedures.
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Home Insurance Explained – What Does It Cover?
If you are a homeowner, you should think seriously about the benefits of home insurance. A home insurance policy can offer you financial security in the case of theft or damage, and priceless peace of mind. But what does home insurance cover, what doesn’t it include, and how should you go about choosing a home insurance package? Read this blog to find out…
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SIMS Financial Services: family income benefit life insurance explained
Family income benefit insurance is one of the best ways of making sure your family is taken care of after your death; but what is…
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SIMS Financial Services: Term life insurance vs whole life insurance
Choosing the right life insurance policy can be confusing and stressful, as there are so many different policies and providers to choose from. In this…
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What is the difference between critical illness and terminal illness?
When it comes to life insurance, one of the most regularly asked questions is “what is the difference between critical illness and terminal illness?” Get…
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Where to go for award winning financial services in Derby
If you’re looking for a financial adviser Derby residents and businesses trust, look no further than SimsFS. We offer professional and affordable Derby financial services,…
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How to make a successful insurance claim
Making sure people aren’t miss-sold an insurance policy, has become a mission. So it’s important that before you buy any insurance policy you understand exactly…
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Buying Insurance
So how do you find out what you need? You could do the research yourself. Understanding the difference between life, critical and income protection insurance…
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5 Reasons to use a Protection Adviser
This won’t come as a surprise to anyone who knows me, but I’m incredibly passionate about Insurance. And making sure that people have the right…
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