At its most basic, Equine Insurance covers all matters relating to your horse. Rider Insurance covers all matters relating to you, the rider.
What’s the difference between equine and rider insurance?
Equine insurance is the sort of insurance coverage you’ll need specifically for your horse, covering things like death or injury to the animal, vet bills, and third party liability insurance for damage or injury caused by your animal.
Rider insurance is the sort of cover that specifically covers a rider, or in other words, is personal accident insurance. Whilst riders are often conscientious about insuring their horse; they often neglect to insure themselves.